Hodnett Insurance Services

CONNECT

Address:

4242 Fowler Lane Suite 201
Diamond Springs, CA 95619

Phone:

530-622-0592

Fax/Other:

530-622-1853

Life Insurance

              family

LIFE INSURANCE COMPARISON CHART

  TERM WHOLE UNIVERSAL
LENGTH Lasts for a set period of time (1, 5, 10, 15, 20, 25, 30 years). Goes from the date of issue to age 100 or insured's death. Provides permanent protection.
FEATURES Fixed benefit for a fixed period of time. May include Return of Premium. Predictable benefit and cost. Includes cash values. May include payments for a limited number of years with insurance continuing there after. Flexible benefit and cost. Can be structured with an almost unlimited variety for payment periods, projected cash value and benefit amounts, and can be changed as needs and objectives change.
PRICE Generally the lowest cost for a fixed period of time. Usually fixed for the term of the contract. May vary widely depending on insured's objectives.

This is general information that may not match all products offered in each category.

 

 

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